Eighty Percent of Small Claims Cases and Civil Judgments Go Uncollected
Small Claims » Eighty Percent of Small Claims Cases and Civil Judgments Go Uncollected
This is most typical for most Americans:
- Someone does you wrong
- You go to court
- The judge or the magistrate decides in your favor
- You never see the money owed to you.
Although the civil system is structured to allow you to get your money back in court, nobody said that it isn't going to hard. Civil court allows access to basic information on filing wage garnishments, bank garnishments, liens, and other ways of getting back what is owed to you that the small claims court awarded to you, but the information given to you is too generic. So we are left with only a few choices:
- Be defeated by your debtors (Never collect the money owed to you)
- Spend several weeks trying to learn how to collect your money yourself
- Talk to an attorney and spend your hard earned money on a retainer plus hourly fees of hundreds per hour
- Hire a debt collection service
Although debt collection service isn't hard to figure out once you learn how to do it, the process will save you time and money in the long run. You would suggest that once the court awards you the judgment, the court system would make it less complicated for you to collect the funds that you are owed.
Civil Courts offers information packets to you explaining what your rights are as a debtor. Try to find out information from one of the court clerks how you find the debtors banking information or the process of garnishing the wages of the debtor, and you will find a familiar answer - 'we cannot offer legal advice'.
The easiest and fastest way to get all of the important contact information and other important facts about the debtor is the process of skip tracing. Part of this process involves finding credit report information on the debtor, and being a private investigator to connect all of the dots in the case. One of the hardest things a debt collector will face is that almost all credit reporting agencies won't let you retrieve a credit report on someone if you don't own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a debt collection service, they will collect your money for you with with no out-of-pocket fees, and no fees if your funds aren't recovered. Unlike lawyers who charge a per hour fee, whether or not they are able to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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